Now for the worst and MOST FUN wagers on the table. Proposition bets. You can memorize this page if you wish, but when it comes to the proposition bets;

**“Know the payoffs on bets you’re making, and make only bets that you know the payoffs!”**

For no other reason, by the time you’re finished with this page, you will have a higher appreciation for dealers, because keeping track of proposition bets for eight hours would be a bear.

With some prop bets, I’ll be able to provide some shortcuts, on others only memorization will do. So, in no particular order:

**C & E**

If you’re going to place a C & E bet, make it easy on yourself AND the dealers, by placing equal amounts on both the C and E. Given equal amounts for each bet, the formula for payoff is three times the TOTAL C & E bet if craps (2,3,12) is rolled, or seven times the TOTAL C & E bet if 11 is rolled.

Total C & E Bet Amount | Craps Payoff (3 x total wagered) | Eleven Payoff (7 x total wagered) |

$2 (one dollar each C & E) | $6 | $14 |

$4 | $12 | $28 |

So how do most players figure out the payoff? They do it rather stupidly. If a craps rolled with a $2 C & E bet, they would say craps pays 7 to 1, minus the $1 lost on the eleven portion of the wager, for a total of $6. If the 11 had rolled, they would calculate $1 times 15 to 1, minus the $1 lost for the craps portion of the wager for a total of $14.

The stupid way seems simple enough, right? How about if you parlayed that $2 C & E win on the eleven? You’re paid $14 and up with the original $2, for a total of a $16 C & E bet. NOW, what’s the payoff if the 11 hits again?

**Using the shortcut: $16 x 7 = (10 x 7) + (6 x 7) = $112 or the stupid way: $8 x 15 = (8 x 10) + (8 x 5) = 120 – $8 = $112**

How to figure out payoff is up to you, I prefer the shortcut.

**2 or 12 / 3 or 11**

Individually, these prop bets pay either 15 to 1 or 30 to 1. The fact is, you’re gonna have to do some math or some serious memorization:

Amount Wagered | 2 or 12 Payoff Formula = 3 times wager & add a 0 | 3 or 11 Payoff Formula = 11/2 times wager & add a 0 |

$1 | $30 (3 x 1 = 3 add 0 for 30) | $15 (1.5 x 1 = 1.50 add 0 for $15) |

$2 | $60 | $30 |

$3 | $90 | $45 |

$4 | $120 | $60 |

$5 | $150 | $75 |

2 and 12 are easy, whereas many people get confused with 3 and 11 when the wagers get larger.

**Horn Bets**

Horn bet calculations are not too bad. Since there are two different payoff structures (15:1 and 30:1), there are two formulas. Though some casinos will allow you to make horn bets in increments OTHER than $4, I’d recommend keeping to the norm, sticking to increments of $4.

Amount Wagered | 2 or 12 Payoff Formula = 7 times wagered amount – (wagered amount / 4) | 3 or 11 Payoff Formula = 3 times wagered amount |

$4 | $27 (7 x 4) – ($4 / 4) | $12 (3 x $4) |

$8 | $54 (7 x 8) – ($8 / 4) | $24 |

$12 | $81 | $36 |

$16 | $108 | $48 |

$20 | $135 | $60 |

You could also remember horn bets this way. If you think of every increment of $4 as a unit on the horn, you could then multiply $27 times the number of units if the 2 or 12 hits or $12 times the number of units if the 3 or 11 hit.

**Horn High Bets**If you don’t already know what it is, a “Horn High” bet is a horn bet, with an additional wager on a specific horn number. So a “$5 Horn High Yo” is horn bet with $1 each on 2,12, and 3 and $2 on the eleven. You can also have “Horn High Ace-Duece”, “Horn High 12” or “Horn High Aces”. Frankly, I think most people who make Horn High bets haven’t the vaguest idea what they’re supposed to be paid. If you’re in a sawdust joint where there are a lot of break in dealers, you’d better know the payoffs or in all likelihood, you’ll be underpaid.

Since there are four possibilities of Horn High Bets, you get four tables:

**Horn High Yo**

Amount Wagered | If Yo,2 or 12 is rolledFormula = 5 x wager + amount of # that was rolled | If 3 is rolledFormula = 2 x wager plus amount on # that rolled |

$5 | Yo = $27 (5 x $5) + ($2 on 11) 12 or 2 = $26 (5 x $5) + ($1 on 2/12) | $11 (2 x $5) + $1 on 3 |

$10 | Yo = $54 (5 x $10) + ($4 on 11) 12 or 2 = $52 (5 x $10) + ($2 on 2/12) | $22 (2 x $10) + $2 on 3 |

$15 | Yo = $81 (5 x $15) + ($6 on 11) 12 or 2 = $78 (5 x $15) + ($3 on 2/12) | $33 (2 x $15) + $3 on 3 |

$20 | Yo = $108 (5 x $20) + ($8 on 11) 12 or 2 = $104 (5 x $20) + ($4 on 2/12) | $44 (2 x $20) + $4 on 3 |

**Beginning to have an appreciation for dealers????**

**Horn High Ace-Deuce**

Amount Wagered | If Ace-Deuce,2 or 12 is rolledFormula = 5 x wager + amount of # that was rolled | If 11 is rolledFormula = 2 x wager plus amount on # that rolled |

$5 | Yo = $27 (5 x $5) + ($2 on 11) 12 or 2 = $26 (5 x $5) + ($1 on 2/12) | $11 (2 x $5) + $1 on 3 |

$10 | Yo = $54 (5 x $10) + ($4 on 11) 12 or 2 = $52 (5 x $10) + ($2 on 2/12) | $22 (2 x $10) + $2 on 3 |

$15 | Yo = $81 (5 x $15) + ($6 on 11) 12 or 2 = $78 (5 x $15) + ($3 on 2/12) | $33 (2 x $15) + $3 on 3 |

$20 | Yo = $108 (5 x $20) + ($8 on 11) 12 or 2 = $104 (5 x $20) + ($4 on 2/12) | $44 (2 x $20) + $4 on 3 |

**Horn High Twelve**

AmountWagered | If 12 is rolledFormula = 11 x wager + amount on the 12 | If 3 or 11 is rolledFormula = 2 x wager plus amount on # that rolled | If aces is rolledFormula = 5 x wager plus amount on aces |

$5 | $57 (11 x $5) + ($2 on 12) | $11 (2 x $5) + $1 on 3/11 | $26 (5 x $5) + $1 on 2 |

$10 | $114 (11 x $10) + ($4 on 12) | $22 (2 x $10) + $2 on 3/11 | $52 (5 x $10) + $2 on 2 |

$15 | $171 (11 x $15) + ($6 on 12) | $33 (2 x $15) + $3 on 3/11 | $78 (5 x $15) + $3 on 2 |

$20 | $228 (11 x $20) + ($8 on 12) | $44 (2 x $20) + $4 on 3/11 | $104 (5 x $20) + $4 on 2 |

**Horn High Aces**

AmountWagered | If 2 is rolledFormula = 11 x wager + amount on the 2 | If 3 or 11 is rolledFormula = 2 x wager plus amount on # that rolled | If 12 is rolledFormula = 5 x wager plus amount on 12 |

$5 | $57 (11 x $5) + ($2 on 2) | $11 (2 x $5) + $1 on 3/11 | $26 (5 x $5) + $1 on 12 |

$10 | $114 (11 x $10) + ($4 on 2) | $22 (2 x $10) + $2 on 3/11 | $52 (5 x $10) + $2 on 12 |

$15 | $171 (11 x $15) + ($6 on 2) | $33 (2 x $15) + $3 on 3/11 | $78 (5 x $15) + $3 on 12 |

$20 | $228 (11 x $20) + ($8 on 2) | $44 (2 x $20) + $4 on 3/11 | $104 (5 x $20) + $4 on 12 |

**Whirl Bets**

Whirl bet calculations are a breeze. If the 7 is rolled, it’s a push. Otherwise:

Amount Wagered | If Ace-Deuce or 11 is rolledFormula = 2 x wager + amount on # that was rolled | If 2 or 12 is rolledFormula = 5 x wager plus amount on # that rolled |

$5 | $11 (2 x $5) + ($1 on 11 or 3) | $26 (5 x $5) + $1 on 3 |

$10 | $22 (2 x $10) + ($2 on 11 or 3) | $52(5 x $10) + $2 on 3 |

$15 | $33 (2 x $15) + ($3 on 11 or 3) | $78 (5 x $15) + $3 on 3 |

$20 | $44 (2 x $20) + ($4 on 11 or 3) | $104 (5 x $20) + $4 on 3 |

**Three Way Craps**Don’t confuse three way craps with “Any Craps”. A three way craps wager is made in increments of $3, one dollar each on the 2,12,and 3. It’s paid according to the following table:

Three Way Craps | ||

Amount Wagered | If 2 or 12 is rolled Formula = 9 x wager + amount on # that was rolled | If ace-deuce is rolled Formula = 4 x wager plus amount on the 3 |

$3 | $28 (9 x $3) + ($1 on 2 or 12) | $13 (4 x $3) + $1 on 3 |

$6 | $56 (9 x $6) + ($2 on 2 or 12) | $26 (4 x $6) + $2 on 3 |

$9 | $84 (9 x $9) + ($3 on 2 or 12) | $39 (4 x $9) + $3 on 3 |

$12 | $112 (2 x $12) + (4 on 2 or 12) | $52 (4 x $12) + $4 on 3 |

That covers the basic proposition bets. There are many, MANY, variations of these bets with catchy names. Again, I must emphasize that if you don’t understand the payoff, don’t make the wager. Good luck!

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*Se***e You At The Tables,**

**Soft Touch**